Are You Safe From Identity Theft?

Identity Theft Prevention Tips

The rise of identity theft is a sure problem for people across the nation. While the tech era has opened many doors for us, it also means that many of us are falling victim to identity fraud now thieves are looking for newer ways to exploit individuals. The horrifying fact is that identity theft is expected to beat traditional theft as the primary form of crime. 

What Identity Thieves Aim For?

Identity thieves aim to obtain sensitive information about an individual for their own financial gain. The different pieces of information that identity thieves look for are:

  • Usernames, passwords, and PINs
  • Social Security Numbers
  • Phone numbers
  • Bank account details
  • Credit/debit card details
  • Driver’s license information
  • Passport numbers

How to Prevent Identity Theft

Despite the risk, many people leave themselves exposed to identity theft. The reality is that it is easily preventable with the right precautions.

  • Ensure your smartphone and computer have the latest software installed.
  • If possible, arrange for paperless bills and statements.
  • Shred sensitive documents that you no longer need.
  • Never divulge private information in response to an email, text, letter or phone call unless you are certain that the request is from a trusted source.
  • Monitor your credit report.
  • Use anti-virus software on your computer.
  • Keep your phone, keys, and wallet near or on you when you are out and about.
  • Check your credit reports and bank statements closely for errors and transactions you did not approve.

Did you know that your homeowners insurance can help if you fall victim to identity theft? To learn more about this coverage, talk to your trusted agent at Falco and Associates today. Our professionals can find you the right policy to suit your needs!